Gain the Knowledge and Skills to Take Control of your Finances!
Congratulations!! Through hard work, perseverance, and a little bit of luck, you are on your way to financial freedom. This program provides successful executives with the latest strategies and techniques for wealth management. Through hands-on exercises and group discussions, participants learn from our faculty team how the wealthiest Americans make financial decisions and discover their methods for holding on to their wealth. The course includes topics such as qualitative and quantitive methods used in the financial decision-making process, principles of income taxation, investment analysis and procedure, insurance, employment benefit plans, estate planning, cash-flow management, ethics, and cryptocurrencies.
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Course Curriculum
Personal Financial Planning Strategy & The Value of a Holistic Plan
Course Objectives:
MODULE 1: Building a Well Diversified Investment Portfolio
Module Objectives:
MODULE 2: Income Tax Planning and Strategies
Module Objectives:
MODULE 3: Insurance Planning and Strategies
Module Objectives:
MODULE 4: Social Security & Medicare
Module Objectives:
MODULE 5: Retirement Planning - The Bucket Plan
Module Objectives:
MODULE 6: Trust & Estate Planning
Module Objectives:
Capstone Project The Personal Financial Planning Portfolio
Complete your personal financial planning portfolio
Continued mentoring after the program concludes
Course Objectives:
- What factors should I consider when buying investments to grow my money?
- What are the best methods for me to manage and reduce my taxes?
- What are the best practices to keep my estate from Uncle Sam, while protecting my spouse, children and grandchildren from probate?
- How do I create a sustainable income which will last me through retirement so I do not run out of money?
- When is the right time for me to take Social Security and how do I maximize its benefits?
- How do I avoid spending down my assets on long-term health care and medical expenses?
- What are the 5 key elements of a holistic plan?
- Holistic Plan Scorecard Assessment
MODULE 1: Building a Well Diversified Investment Portfolio
Module Objectives:
- How do I know if I am diversified?
- Are there specific investments or asset classes that historically perform better than others?
- How do I understand how much risk I am taking with my investments?
- Is it better to only be invested in the U.S. or globally?
- Stocks, bonds, mutual funds, ETFs, and Index funds. Which is right for me?
- What is the difference between active management & passive management?
MODULE 2: Income Tax Planning and Strategies
Module Objectives:
- What is the current state of tax policy & how does it impact my financial future?
- What can I do today to reduce my tax liability today and into the future?
- Should I be investing my pre-tax (retirement) money differently than my post-tax money to create tax efficiency?
- Am I taking advantage of maximizing my deductions?
- What are some of the biggest tax traps people fall into?
MODULE 3: Insurance Planning and Strategies
Module Objectives:
- How much insurance coverage should I have in the event I prematurely pass away?
- What is the best type of insurance to own based on my goals?
- Am I overpaying for my insurance?
- Is disability insurance worth it?
- How do my employer benefits coordinate with my insurance needs?
MODULE 4: Social Security & Medicare
Module Objectives:
- When should I take my Social Security?
- What happens to Social Security if my spouse or I pass away?
- Will Social Security & Medicare still have money to pay my benefit?
- How do taxes impact my Social Security benefit?
- When am I eligible for Medicare & what does the process look like?
- What does Medicare cover & how to I fill the gaps?
- How will I pay for long-term care in retirement?
- How does Social Security align with my retirement income plan?
MODULE 5: Retirement Planning - The Bucket Plan
Module Objectives:
- What is the biggest mistake individuals make when approaching retirement?
- How do I balance growing my assets while protecting against a big down market?
- Which accounts should I take income from first to maximize my after-tax income?
- How do I coordinate required minimum distributions in my retirement income plan?
- How does a retirement plan change upon the passing of a spouse?
- How do I ensure I don’t run out of money in retirement?
MODULE 6: Trust & Estate Planning
Module Objectives:
- What happens to my money if I die?
- What is the difference between a trust and a will?
- Are there tax benefits to have a trust?
- How does my trust get funded?
- What is probate and how expensive is it?
- What is the difference between per stirpes & per capita beneficiary designations?
- Is my trust still relevant after the SECURE Act of 2019?
Capstone Project The Personal Financial Planning Portfolio
Complete your personal financial planning portfolio
Continued mentoring after the program concludes
To learn more about bringing the Personal Financial Planning Program to your university, and how it helps executives take control of their finances, contact us at 1.844.669.7884 to speak with a program counselor.
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